ABOUT THE AUTHOR Balwinder Singh
Dr. Balwinder Singh is a Reader at Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar. He has done doctoral research in the area of Capital Market. The areas of his interest are Capital Market and Banking. His research work has been published in reputed international and national journals like Journal of Internet Banking and Commerce, Journal of Applied Economics and Management, The ICFAI Journal of Applied Finance, The ICFAI Journal of Bank Management, etc. Earlier he has been Deputy Director of All India Services Pre Examination Coaching Centre. He has been teaching Commerce Optional to Civil Services aspirants for the last ten years.
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