This book entitled, "Commercial Banks in India" seeks to analyse growth and progress of commercial banks in India during post nationalization period. It also examines productivity trends of different categories of commercial banks. An attempt is also made to analyse the emerging trends in profits and profitability and various factors responsible for the erosion of bank profitability. The book further aims at testing as to which of the identified factors have significantly contributed towards banks profitability in either direction. Various statistical tools have been used for this purpose. The book also contains a detailed analysis of the dimension of NPAs in various bank categories, factors responsible for high NPAs, relationship between NPAs and bank profitability and suggestions to solve the problem of high NPAs. This book will be useful for bankers, scholars and students of commerce and economics. It will also be of useful for policy-makers concerned with financial performance of banks.
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