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Cigarettes and soft drinks are available in just about every village in the developing world--clean water, primary education and health services are not. The main reason for this paradoxical and tragic situation is the failure to deliver public services, especially in the face of growing populations. What is more, the supply of essential services in most developing countries is grossly inequitable--those who need them the most are the least able to afford them. ...
Micro-finance, or 'micro-credit' as it is sometimes known, is growing in importance throughout the world. As a consequence, non-government organisations, commercial banks, and specialised micro-finance institutions, all need to introduce their staff to the new skills required, and to recruit new personnel to satisfy the growing needs. This immensely practical manual is designed to improve the quality and content of micro-finance training programmes, and thereby ...
This reader brings together eighteen seminal papers on business development services (BDS). Together with introductory and overview chapters from the editors, these contributions map the evolution since 1990 or assistance to businesses that serve micro- and small-scale entrepreneurs. All have been written by experts with practical experience in a wide range of countries. The selection begins with chapters illustrating the traditional approach to BDS and the ...
This book shows commercial bankers that they can profitably provide microfinance services to the poor. It illustrates, through the experience of particular banks, why banks have become involved and how they have made a success of their involvement. The eighteen case studies, from all parts of the world, show that banks can earn good profits at the same time as serving the needs of people who previously lacked access to financial services. The authors also ...