The Uttarakhand region of the erstwhile state of U.P., now the newly formed hill state of Uttaranchal is one of the underdeveloped regions of India. Though rich in natural resources and famous for natural beauty, the rural areas of the region are still economically backward. The Regional Rural Banks (RRBs) were established with the sole objective to boost economic development of rural areas. The present work is a very successful attempt to study in depth the ...