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The major dominance of commercial banks can be easily found in Indian banking, although the co-operative and regional rural banks have little business segment. One of the major objectives of Indian banking sector reforms was to encourage operational self-sufficiency, flexibility and competition in the system and to increase the banking standards in India to the international best practices. The second phase of reforms began in 1997 with aim to reorganization ...
Microfinance is emerging as a powerful instrument for poverty alleviation in the new economy. In India microfinance scene is dominated by self help group CHGs Bank Linkage Programme as a cost effective mechanism for providing financial services to the Unreached Poor which has been successful not only in meeting financial needs of the rural poor women but also strengthen collective self help capacities of the poor leading to their empowerment. Rapid progress in ...