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Prior to 1991, commercial banks in India functioned in a highly environment characterized by the following: (a) administered interest rate structure, (b) quantitative restrictions on credit flows, (c) high reserve requirements under CRR (cash reserve ratio), (d) pre-emption of significant proportion of lendable resources for the priority sectors, and the government under Statutory Liquidity ratio (SLR). These and other restrictions resulted in low productivity ...
The consumers are the largest group in our country but they are not well organized and have to suffer because of lack of awareness and also because of delay in the disposal of their complaints by the consumer courts. It is, therefore, necessary that awareness should be generated among the consumers about their rights especially among such consumers living in the rural and semi-urban areas. The present book provides various policies, strategies and effective ...