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Underwriting in insurance is the process according to which an insurance company decides to grant the insurance request or not, according to the risk potential. This is contained in Volume I of this four-part series on insurance underwriting. Volume II highlights the role of the underwriter and his skills and expertise in assessing risks and the cost of insurance including automobile, fire, health, liability, life, property, etc. Volume III deals with the ...
The book deals with the process of managing loan portfolio, which comprises the adoption of loan policy, loan pricing, and analyzing risks involved in the lending process. Loan Policy discusses issues relating to creation of optimum volume and the loan mix. Loan Pricing shows how to arrive at the contractual rate of interest and Credit Risk and Loan Losses discusses important issues concerning the quality of assets that affect the financial strength of banks and ...
If you find money fascinating, this book will let you in on the dynamics of how money is created and used. The role and importance of financial intermediaries is explored in the context of sources of funds, deposits, application of funds, the lending function and non-fund based services.
Underwriting in insurance is the process according to which an insurance company decides to grant the insurance request or not, according to the risk potential. This is contained in Volume I of this four-part series on insurance underwriting. Volume II highlights the role of the underwriter and his skills and expertise in assessing risks and the cost of insurance including automobile, fire, health, liability, life, property, etc. Volume III deals with the ...
Underwriting in the context of insurance is appraisal of risk. Underwriters possess expertise in the assessment of risks and costing them. The underwriter’s job demands an array of skills. They must be detail-oriented, logical, analytical, objective and able to make intelligent decisions using sound judgment. An underwriter also needs curiosity, a genuine interest in individual client needs and a high level of personal integrity. The book gives a strategic ...