Umesh C. Pattnaik
Channeling the scattered savings to productive uses and providing mobility to more than eighty percent of funds flowing through the financial sector, the banking industry assumes a place of prime importance in it. Further, there is a casual link between access to bank credit and growth. So, banks plays an important role in the economic development of the country. But in the wake of liberalization and globalization there has been a sea change in the banking in ...