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The book deals with the process of managing loan portfolio, which comprises the adoption of loan policy, loan pricing, and analyzing risks involved in the lending process. Loan Policy discusses issues relating to creation of optimum volume and the loan mix. Loan Pricing shows how to arrive at the contractual rate of interest and Credit Risk and Loan Losses discusses important issues concerning the quality of assets that affect the financial strength of banks and ...
If you find money fascinating, this book will let you in on the dynamics of how money is created and used. The role and importance of financial intermediaries is explored in the context of sources of funds, deposits, application of funds, the lending function and non-fund based services.