Asset Structure and Saving Behaviour of Cultivators: A Study

In an agriculture-dominated economy it is important to analyse how this sector of economy has been affected by general growth process and, more importantly, how it has in turn affected the overall growth process. Economy is directly related and dependent upon three important factors-income, saving and investment which are interlinked. For economic development, investment plays a vital role and is a necessary condition, but there can be no investment without saving. On the other hand, there can be no saving without income.The present study focuses emphasis on income and asset structure and saving-investment behaviour of cultivator households. The main purpose of this study is to analyse data on income, saving and investment of the cultivators in Haryana, which determine in a major way the nature and intensity of region’s economic performance and problems. This study at the micro level would provide some useful guidelines to the practical policy planners, researchers and teachers.