Banking and Rural Development

With the increasing number of problem categories of rural households (small farmers,landless labourers and impoverished artisans), problems crops such as edible oils and pulses, problem purposes such as repairs to existing irrigation sources and land development and with the rural sector becoming more diversified and commercial. The role of commercial banks and cooperative credit institutions in rural development has become complex, gigantic and difficult. The research papers included in this book provide the necessary background and correct historical perspective to critically appreclate the current rural development problems. It is divided into two parts each with seven papers. Part 1 presents an In-depth analysis of the basic issues involved in rural development while Part II brings out how the rural credit institutions have transformed themselves into rural development banks not only for advancing loans but also for development planning. The challenges: faced by banks and their limitations in this regard are reviewed. The Policy-makers, bankers/and students interested in rural development will find this publication interesting and instructive.