Banking Sector Reforms: A New Perspective

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Wide-ranging financial sector reforms have been undertaken in India since the initiation of economic reforms in early 1990s. As a result, Indian banking industry has undergone several changes during the first initial decade of the 21st century. The key objective of reforms in the banking sector in India has been to improve financial intermediation and maintain financial stability. Successful implementation of banking sectors reforms, has transformed the banking system into a vibrant financial sector with many innovative and technology driven services at their end.

Given the gradual up gradation of skills and technologies and the restructuring and re-engineering processes being attempted by the banking industry, the highly regulated and directed banking system is now transforming itself into one characterized by openness, competition and prudence.

For last 20 years, analyzing the need, scope and impact of financial sector reforms with special reference to banking sector reforms has been the popular topic among the researches. Availability of ample literature on the topic can not deny the need of deep analysis of such reforms and their impact.

Keeping this need into consideration, an attempt has been made through this book to analyse banking sector reforms with a new perspective. This book sparks on how economic reforms have affected banking industry directly or indirectly ad also brings out the major issued and challenges merged as outcome of technological advancement in the economy with regard to banking system.

For the purpose of analysis, book has been divided into two parts, where Part I deals with various outcomes of economic reforms and their association with banking sectors and Part II throws the light on all the news vistas of working of banking system. All the contributions, based on deep research and analysis, also highlight the major concerns related with contemporary issued in banking.

It can be assured that contributions from all the scholars will put forward the banking sector reforms with a new perspective and would prove immensely useful to all academicians and practitioner in the field.

ABOUT THE AUTHOR R.K. Uppal

Dr. R.K. Uppal did his M.A. in economics from Punjabi University, Patiala in 1986. Thereafter, he obtained M.Phil. degree from MDU, Rohtak in 1987 and Ph.D. degree from Punjabi University, Patiala in 2003. Specialising in banking and finance, Dr. Uppal has published a number of papers on the subject in reputed journals. Presently, he is head of the Department of Economics, DAV College, Malout, Punjab and Principal Investigator of the UGC financed major research project.

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Bibliographic information

Title
Banking Sector Reforms: A New Perspective
Author
Edition
1st ed.
Publisher
ISBN
9788176257954
Length
309p., Illustrations; 22cm.
Subjects