Cooperative Banks are considered the king pin of the entire cooperative credit system since they have dual responsibility of financing all the cooperative activities in the districts and liaison with NABARD, RBI State Government, and Apex Bank ensuring smooth implementation of their policies. Development as also expansion of credit, industrial, processing, marketing, consumer, dairy, handloom, housing, fishery and other cooperatives in a district developmental role played by the Central Cooperative Banks with particular reference to Kanpur and South Arcot in Central Cooperative Banks; Strength and Weakness. Suggestions given for rectifying the deficiencies and steps recommended for placing the banks in to a stronger position apply to all such banks in the country.
ABOUT THE AUTHOR R. Thirunarayanan
Dr. R. Thirunarayanan is an outstanding academician in the discipline of Cooperation. He has published books on Cooperative Credit and Banking which are widely used by the trainees of cooperative training organisations. His book on HRD in cooperatives is popular among the academic as also other insitutions in the cooperative sphere. He has published over 250 papers in various journals in India and abroad. He has also participated in several conferences and seminars in different countries. He was a consultant for a housing project sponsored by the World Bank through Madras Metropolitan Development Authority. HIs ICDP Project Reprot for National Cooperative Development Corporation is acclaimed as one of the best reports of its kind. the author is a senior officer of the National Council for Cooperative Training, New Delhi, and has served in different capacities in New Delhi, Madras, Bangalore and Hyderabad in the last three decades. He is presently the Principal at the Institute of Cooperative Management, Thiruvananthapuram and is associated with several Universities as an examiner in Post-Graduate and research degrees apart from being a member in academics committees.
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