ABOUT THE AUTHOR Hema Garg
Hema Garg did her B.Com. (Hons.) from Janki Devi Memorial College, University of Delhi. Thereafter, she received her M.Com., M.Phil. and Ph.D. degrees from the Department of Commerce, Delhi School of Economics, University of Delhi. Presently, Dr. Hema Garg is a Senior Lecturer in the Department of Commerce, Aditi Mahavidyalaya, University of Delhi.
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