ABOUT THE AUTHOR Harvinder Kaur
Dr. Harvinder Kaur, studies at Kurukshetra University which awarded her Masters Degree in Commerce (1985) and M.Phil in 1986. She obtained her Doctorate i 2003 from Agra University. Dr. Kaur is presently working as senior faculty memebr in Department of Commerce in Guru Nanak Girls College, Yamuna Nagar, a Prestigious educational institution of Haryana affiliated to Kurukshetra University. She has teaching experience of more than 18 years to her credit teaching Degree and P.G. classes in Commerce and Management. She has contributed a number of articles to the various academic journals.
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