Underwriting in insurance is the process according to which an insurance company decides to grant the insurance request or not, according to the risk potential. This is contained in Volume I of this four-part series on insurance underwriting. Volume II highlights the role of the underwriter and his skills and expertise in assessing risks and the cost of insurance including automobile, fire, health, liability, life, property, etc. Volume III deals with the application of underwriting and some specific aspects. This book is important to create an awareness of this field. Volume IV deals with those aspects of underwriting that pertain to its perils, implementation, budgetary controls and the emerging trends.
ABOUT THE AUTHOR U. Jawaharlal
U Jawaharlal (b 1954), is an Associate of Insurance Institute of India, Mumbai. He holds a B.Sc. degree from Osmania University and is a CAIIB from Indian Institute of Bankers, Mumbai. He also holds an MBA in Finance and a Diploma in Industrial Relations and Personnel Management. He has an experience of over seven years in LIC of India and over 20 years in Indian Bank. During his tenure in Indian Bank, he had exposure in vital areas like international finance, credit management, MIS, branch management etc. Presently, he is a faculty member in the ICFAI University, and also teaches at ICFAI Business School. He is also the Consulting Editor of Insurance Chronicle, a monthly magazine from ICFAI University Press. He has written several articles in the domain of insurance and some of his articles have been published in reputed international magzines. He has participated in several national and international seminars/conferences and has delivered lectures in various forums.
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