India is basically an agricultural country and the study of rural development has attracted attention of the economist, planners and the social scientists in India. Agricultural development is important because it provides economic sustenance and builds up a strong industrial base. Regional Rural Banks (RRBs) which appeared on the banking map of the country in 1975 have now become the main plank of the organized rural credit structure. The banks are state-sponsored, regionally based and rural oriented, functioning specifically to meet the credit needs of the weaker section of rural population including small and marginal farmers and landless labourers. The present study is confined to the availability and utilization of RRBs credit and its impact on rural development. The Role of RRBs is a great source and tool of economic planning geared to attain the goal of rapid regional development.
ABOUT THE AUTHOR Archana Singhal
Dr. Archna Singhal has a very briliant and excellent academic career. She obtained her M.A. degree in Economics with first division (1995) from S.D. P.G. College, Muzzaffarnagar. She got her Ph.D. degree in Economics (2005) from C.C.S. University, Meerut.
ABOUT THE AUTHOR B.S. Yadav
Dr. B.S. Yadav is presenlty working as a Reader and Head, P.G. Deptt., of Economics D.N. College, Gulaothi (Bulandshahr). He obtained his M.A. in Economics (1973) with first division from the University of Rajasthan, Jaipur. He got his M.Phil degree in 1978 with first division from the Panjabi University, Patiala. He did his Ph.D., in Economcis (1989) from the Agra University, Agra. Dr. Yadav has to his credit a number of articles and research papers published in variuos leading Economic Journals. Forty eights students have also complected their Dissertations in M.A. (Eco.), under his supervision till now. Dr. Yadar has already authored and co-author several books on Economics.
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