Rural Banking and Agricultural Finance in India

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The book in a single volume is a complete critical survey of rural banking in the sphere of agricultural financing in a planned economy of the country. This is indeed, one of the most comprehensive and analytical descriptions of the rural banking structure, system and policy presented as an integral part of the entire economy and over-all macro policy. Rural banking has now become a subject of both practical importance and academic analysis in India. Usually there is a wide gulf between those whose concern is the former and those whose mandate is the latter. This is unfortunate. In the last few decades the rural banking structure has been expanded spatially throughout the country. However, it has not been characterized by robust financial health and unfortunately over the years the structure of rural banking itself has been viewed as an enviable one. The moribund rural credit delivery system was part of the debris inherited from the 1990s. The existing network needs to be strengthened to make it vibrant. Similarly, the network of NGOs, ASHGs and other micro-credit institutions needs to be widened greatly. The snail’s pace at which NABARD is at present working would not do. Massive expansion of these institutions is an absolute necessity. In this book, I have attempted to give a comprehensive idea of all these aspects of rural banking and finance as a programme in India Planned period.

ABOUT THE AUTHOR Durgadas Roy

Durgadas Roy, Ph.D., D.Litt., an ‘Emeritus fellow’ of the University Grants Commission, new Delhi, is an outstanding scholar in Indian banking, particularly, in its rural aspect. He was formerly Senior fellow at the Indian Council of Social Fellow at the Indian Council of Social Science research (ICSSR), Delhi and was also a Visiting Professor in economics at the State universities of new York at Buffalo, U.S.A. In 1985-86, he was a honorary Visiting Scholar at the University of California, Berkely, U.S.A. In 1989, he went to GDR under the Indo-GDR Cultural Exchange Programme, university Grants Commission, Delhi as Visiting Guest Professor at the ‘Institute for economy of developing Countries’, Hochschule, East Berlin. Recently he has retied from the Rabindra Bharati University. Calcutta as Professor of Economics. A prolific writer, he has published many research papers and articles in professional journals, newspapers in India and abroad.

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Bibliographic information

Title
Rural Banking and Agricultural Finance in India
Author
Edition
1st ed.
Publisher
ISBN
8178802007
Length
viii+202p., Tables; Appendix; Bibliography; Index; 23cm.
Subjects