We are at the dawn of a new Internet payment era-one where security counts and where payments become truly designated for the use of this medium. The world of Business to Commerce (B2C) online payments is varied and ever changing. Scores of new payment solutions have been launched, promising to overcome the flaws of the credit card. Online card payments form the dominant component of e-Payment IT spends. The key e-Payment growth opportunities are in m-Payment, e-Wallets, P2P (peer to peer) and EBPP (electronic bill presentment and payment). However, card payment technology spend still dominates. Electronic payments-B2C (business to consumer) and B2B (business to business) e-Payment value-are set to total $309bn by 2005. Share of the financial smart cards market of Asia-Pacific increased form 6.61% in 1999 to 25.17% in 2004. e-Commerce share of the Asia Pacific for 2004 stood at $1.6 trillion. Electronics Today, India’s FIRST Techno-Economics Electronics Monthly Journal, now 38-year-old, organized an International Conference on Trends in e-Payments and Retail Banking (September 15, 2005), which discussed Credit Cards, Debit Cards, e-Purse, EMV,CEPS, Banking Applications, e-Commerce, Mobile communications, Loyalty, Ticketing etc. the conference addressed Global and Indian e-Payments Scenario, EMV update, Card Security and Combating Fraud and various e-Payments Technologies and Applications. This volume is compendium of the papers presented at the Conference.
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