This book seeks to examine the extent of indebtedness among the tribals in India and its impact on their social, economic, psychological and cultural life. Tracing the factors that motivate the tribal communities to seek loan, it describes in detail the formal and informal sources of loan.
Finding out the difficulties experienced by the tribals at different levels while trying to receive loan, it analyzes the consequences of non-refund of loan and suggests strategies to ensure its time-bound refund. It also finds out the extent of the use of loan amount in meeting basic needs, protection and promotion of their human rights and empowering the tribal loanees.
ABOUT THE AUTHOR S.N. Chaudhary
S.N. Chaudhary, a former fellow of A.N. Sinha Institute of Social Science, Patna, Indian Institute of Advanced Study, Shimla and MSH, Paris, is Head, Department of Sociology and Social Work, Barkatullah University, Bhopal. He has written, edited and translated more than 15 books. He has composed more than 15 research projects, written more than 50 research articles and produced more than 18 Ph.Ds. Dr. Chaudhary is actively associated with many national and international NGOs in different capacities. Currently, he is working on Technological Modernization in Agriculture and Social Change; Untouchability and Poverty among the Tribals; and Gains and Pains of Globalisation.
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