The book examines the effects and ramifications of interest rates on SHG members under the NABARD Programme on bank-SHG linkage with the help of data collected from a large number of SHGs formed by the Grama Vikas, Karnataka. Altho9ugh the banks did not incur much cost towards training, selection and monitoring of the borrowers, they benefited a great deal from higher recovery rates under the linkage programme. The SHGs, on the other hand, spent considerable time ...
