Co-operative Credit for Agricultural Sector

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Institutional finance plays a vital role in the development of agricultural and allied-activities in India. Provision of adequate funds on reasonable terms is an important constituent of strategy of agricultural development. Farm credit in India is characterized by dualism, i.e., institutional as well as non-institutional. Among the institutional agencies providing credit to agricultural sector, Co-operatives play a pivotal role. They are viewed as the most suitable and viable agencies for supply of agricultural credit in India. The author has examined various issues such as membership, effective borrowers, quantum of credit extended to farmers, mobilization of savings and quantum of over-dues, etc. This book should be great importance to policy makers and researchers.

ABOUT THE AUTHOR N. Radhakrishnan

Dr. N. Radhakrishnan (b. 1969) obtained his Ph.D., (Economics) degree in 2004 from the University of Madras, Chennai-600005. He has served as a project Investigator, Sponsored by Ministry of Welfare, Govt. of India and also worked as a project Fellow, Sponsored by UGC-New Delhi, in the Department of Economics, University of Madras, Chennai-600 0065. The author is a member in many Academic and Professional bodies. The author has also participated in many national and regional seminars/conferences. Currently, he is working as Lecturer in the Post-Graduate and Research Department of Economics, Muthurangam Govt. Arts College, Vellore-632002, Tamil Nadu and also guiding M-Phil Research Scholars both in regular as well as in distance education streams. He is socially conscious and academically alive.