ABOUT THE AUTHOR D. Himachalam
Dr. D. Himachalam (b. 1953) did his M.Com. (1979) and M.Phil. (1982) with 1st class from Sri Venkateswara University, Tirupati. He was awarded Ph.D. Degreein 1989. He joined in the Department of Commerce, Sri Venkateswara University as a Lecturer in 1985. He has published 15 papers in reputed journals and 5 unpublished papers to his credit. He has attended a number of National and International Conferences. He has worked as a Joint Director of the Seminar ’Consumerism in India-Problems and Prospects’. His area of specialization is co-operation and Financial Management.
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