Rural Credit in India

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Rural credit plays a very important role in rejuvenating rural economy. Credit is the life-blood and key input for over-all development. The most important source of institutional credit for rural development is the cooperative organization. The rural development programme was launched initially with a view to relive the agriculturists from the clutches of money-lenders and to provide required credit in time at low rate. The programme has set in motion a process of integrated development of rural areas to solve many-sided problems. The integrated rural development is largely based on the pattern of rural credit. The study attempts to cover all short terms and long-term rural institutions including apex bodies to quantify the flow of different types of credit. The Five Year Plans, state support, role of the central financing agencies like NABARD, RBI and ARDC have been emphasized. In the light of a detailed study of the subject, their working, financial performance, and managerial problems have been identified. The book will prove most useful to policy makers, Government officials, students, researchers, rural credit institutions, and co-operators.

ABOUT THE AUTHOR C.S. Rayudu

Dr. C.S. Rayudu (b. 1946) had a brilliant academic career having passed M.Com., M.A. (Econ.), LL.B., and Ph.D. He was awarded Ph.D. by the Doctor Hari Singh Gour Vishwavidyalaya, Saugar in 1986. He began his teaching career as lecturer in commerce in 1977. Currently he is a faculty member in the Department of Commerce, Sri Krishnadevaraya University, Anantapur (A.P.), teaching post-graduates. He has to his credit sixty-three scholarly papers which have been published in various prestigious journals. He has undertaken two research projects-one of the ICSSR and the other of the University Grants Commission on the problems of Rural Credit. He has also co-authored a book entitled, "Public Relations and Communication".

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Bibliographic information

Title
Rural Credit in India
Author
Edition
1st ed.
Publisher
ISBN
8170992486
Length
xxii+435p., Mapes; Tables; Bibliogrpahy; Index; 23cm.
Subjects