With liberalisation of the Indian economy and growing competition, there has been a shift in the perception of the rural sector, particularly from the point of view of financial intermediaries. This sector is now perceived as a continuous source of savings and an opportunity for profitable deployment of funds. Commercial Banks, NABARD, Co-operative Banks and Regional Rural Banks have geared themselves up to cater to this segment of the economy through innovative schemes, focused approach, dedicated manpower and training and educational programs. Microfinance Institutions and Self-Help Groups are also contributing significantly to this process. The required financial architecture is being discussed and design of appropriate institutions is being debated. The purpose of this book is to introduce to the reader, the various financial intermediaries that are involved in credit delivery in the rural sector. Further, it deals with the performance of the various players involved in rural financial sector development and also takes stock of the various policies that have been adopted in this regard. Accordingly, the book is divided into two parts. The first part deals with the various institutions involved in rural financial sector development and their performance. The second part deals with strategies that can be adopted for improved credit delivery.
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Rural Financial Sector: Alternate Models
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ABOUT THE AUTHOR Tamal Datta Chaudhuri
Tamal Datta Chaudhuri did his Masters in Economics from Calcutta University. He obtained his PhD from Johns Hopkins University, USA. He taught in Calcutta University for a period of ten years. He then joined Industrial Investment Bank of India Ltd., (IIBI) where he is currently serving as Chief General Manager. He has been associated with Icfai Business School from 1997 as Adjunct Faculty. He has taught in other management schools like IISWBM, NIMC, IIMC, ISI, and Towson State University, Maryland. He was a Visiting Fellow in University of Illinois, Urbana Champaign, USA. He has contributed several papers to various domestic and foreign journals, and a few papers to edited books.
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Bibliographic information
Title
Rural Financial Sector: Alternate Models
Author
Edition
1st ed.
Publisher
ISBN
8131408744
Length
284p.
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